What insurance is required, and makes sense, for your type of business? The experts at Biltmore don’t just try to sell you policies. They ask the right questions, then consult on helping you manage risk without spending too much. You’ll also learn about wise options like Bond Insurance, which covers you in case a supplier doesn’t provide what they promised.
Business General Liability Insurance
No one knows more about commercial liability protection than the specialists at Biltmore. Find out how policies can be customized for just the right cost/risk balance. And learn how your liability policy can cover legal defense costs as well as claim or contract dispute settlements. Talk to us about coverage for:
- Business general liability (GL)
- Umbrella/extended liability
- Professional liability
- Employer liability
Get in touch for a quick quote or to get your questions answered.
Commercial Property Insurance
Protect your firm’s physical assets from the impact of fire, theft, vandalism, weather events, leaking pipes and more. Small businesses can also purchase a Business Owners Policy (BOP), which combines commercial property insurance and business liability insurance. Property insurance can cover:
- Commercial buildings
- Equipment and furniture
- Computers and other IT assets
- Exterior signs, fencing and landscaping
- Important documents
- Product inventory
- The property of others on your premises
Get in touch for a quick quote or to get your questions answered.
Truck, Commercial Auto & Fleet Insurance
The commercial transportation team at Biltmore is especially knowledgeable about what can go wrong when your business takes to the road – and what can be done to protect your firm in case of an accident or other incident. The high volume of work we do with carriers in this area gives you a wider range of affordable options. We insure:
- Trucks, vans, tractor-trailers
- Cars used for business
- Passenger carriers
- Utility trailers
- Entire fleets
Get in touch for a quick quote or to get your questions answered.
Workers Compensation Insurance
Workers’ comp insurance is typically required if your business has three or more workers; there are penalties for not having a current policy. An expert at Biltmore can answer your questions, and explain the specifics as they apply to your company. For an employee injured on the job, a policy can cover:
- Medical diagnostics and treatment
- Disability payments
- Vocational rehabilitation
- Death benefit paid to dependents
Get in touch for a quick quote or to get your questions answered.
Cyber Risk Insurance
Despite the best efforts of the online security industry, scams and crimes targeting businesses continue to evolve. Companies that are targeted often suffer devastating losses, which is why it makes sense these days to be prepared. In the event of a data breach or cyberattack, a cyber risk insurance policy can cover:
- Financial losses
- Legal and investigative services
- Crisis communications
- IT remediation
- Claims from others following a data breach
Get in touch for a quick quote or to get your questions answered.
Entertainment & Tourist Industry Insurance
As the southeast plays host to more TV and movie production companies, Biltmore continues to grow as an insurance provider in this specialized area. We also work with a wide range of other public venues and attractions, in not only selling policies, but also consulting on cost-effective risk management. We can cover:
- TV and movie productions
- Concert and event venues
- Indoor and outdoor tourist attractions
- Public wineries and breweries
Get in touch for a quick quote or to get your questions answered.
Condo Association Insurance
With 25 years of experience, the professionals here understand the dynamics, the needs of stakeholders, and the most recent trends in this area. For both self-managed and professionally-managed properties, we work to offer helpful guidance, as well as the broadest coverage for the lowest ongoing cost. Condo association insurance can cover:
- Liability in common areas
- Structures and grounds
- Dwellings and possessions
- Bare-walls minimums
- Directors/officers liability
Get in touch for a quick quote or to get your questions answered.